Ten Reasons to Choose NSERA Insurance for Health and Fitness

• Coverage available for both employed and sub-contracted professionals, including lifeguards, racquet sports instructors, nurses, dieticians, physical therapists, and aerobics and fitness
• Business Income/Extra Expense – limit of $100,000 included
• Interest-free monthly payments
• Liability coverage for day nursery
• EDP equipment limit of $50,000 included
• Risk management package included with every policy
• Professional liability coverage available
• Automatic external defibrillators – Limit of $5,000 included
• Coverage for tanning liability available
• A+ Rated Carrier providing excellent security

Program Details

Liability

• Premises liability
• Personal injury liability
• Employee benefits liability
• Professional liability
• Umbrella limits – up to $10,000,000

Property

• Blanket limits with large in-house capacity
• All risk on buildings, contents, loss of incomes, and extra expense
• Elite Property Enhancement

Automobile

• Owned automobile
• Non-owned automobile exposures
• Hired automobiles

Crime and Fidelity

• Employee dishonesty
• Theft, disappearance, and destruction
• Forgery or alteration

Acceptable Classes of Business

• Health Clubs whose revenues are primarily driven by memberships that include:
  
  - Health
  - Racquetball
  - Basketball
  - Tennis
  - Squash
  
  
• Health Clubs that have been in business for more than three years, or less than three years with solid management and good financials
  
  
• Acceptable Exposures include:
  
  - Swimming Pools (as in incidental exposure)
  - Tennis Courts
  - Basketball Courts
  - Showers/Saunas/Whirlpools/Steam Rooms
  - Personal Trainers/Aerobics Instructors/ Physical Therapists
  - Massage Therapists
  - Tanning Beds(bulbs must be at least 90% UVA)

Click below to open our Health and Fitness Center Applications (Adobe Reader Required)

• Application & Risk Survey
• California Community Service Statement
• Child Care Supplemental Application
• Climbing Wall Application
• Fitness and Wellness - Studio Owners Supp Application
• Oklahoma Fire Application Addendum
• Renewal Application

1200 Woodruff Rd Suite C-7
Greenville, SC 29607
Phone (888) 673-7228
Fax (803) 753-9797

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